Identity theft and financial scams can happen to anyone, but a few simple steps can help protect you and your family.

From freezing your credit to strengthening your logins and monitoring your accounts, small precautions today can help prevent bigger problems down the road.

💡 For parents: Consider freezing your child’s credit, too. Children can also be targets of identity theft, which may go unnoticed for years.

Have questions about protecting your family’s finances? Ask Valory.

Oksana Masters is a Paralympic champion whose journey began under extraordinarily difficult circumstances. Born in Ukraine with multiple limb differences and other physical disabilities, she spent the first seven years of her life in three orphanages and endured a deeply challenging childhood. At seven, she was adopted and found a loving home in the United States.

Her challenges continued after arriving in the U.S. Oksana underwent numerous surgeries and eventually had both legs amputated. As a teenager, she discovered adaptive rowing - and with it, a new sense of possibility. Sports became more than competition; they became a source of healing, confidence, and strength.

That young girl went on to become one of America's most accomplished Paralympians, competing across rowing, cycling, cross-country skiing, and biathlon. Yet perhaps the most inspiring part of Oksana’s journey isn’t the medals - it’s how far she has come, and how she now uses her story to help others see possibility in themselves. 💛